(ContentDesk) February 25, 2004--Free Savings Calculator determines ROI for Supplemental Insurance. In recognition of the problem of rising employee health insurance costs,
1st Supplemental Health Insurance has posted a calculator for HR managers to do their homework before presenting to management. The calculator is free and can be downloaded from the link (http://www.1st-supplemental-health-insurance.com/finance.htm).Rising health insurance rates have forced employers to increase co-pays and deductibles to reign in the skyrocketing employer paid costs. The ripple effect is felt by employees, who now must cover the higher out of pocket expenses. Many employers recognize the problem and are evaluating options to offer employee-paid programs which increase the benefits offered by the employer but are paid for by the employee via payroll deduction.
In many cases these programs can be implemented on a pre-tax basis and can actually save the employer tax money. 1st Supplemental Health Insurance also has an informative page entitled "How to Select a Voluntary Carrier".A recent survey shows that employees worry more over soaring health costs than terrorism and employers have more cause for anger as premiums rise at the steepest rate in a decade. Health-care premiums rose 13.9 percent this year, driven by a jump in prescription drug costs, costly new medical technology and insurers' profit gains, a study by the nonprofit Kaiser Family Foundation found. That is the sharpest spike since 1990. Analysts predict more to come.
Chris Curie, the General Partner at 1st Supplemental Health Insurance said: "We are happy to provide a free resource to provide information and options regarding alternatives for employee programs. Our free report "Seven Deadly Sins of Voluntary Enrollments" is one of our more popular offerings..
The Future of Tax-Exempt Credit Counseling is Featured Topic at Industry Conference
(ContentDesk) October 27, 2005 -- A featured presentation at the American Association of Debt Management Organizations (AADMO) Fall Conference will examine the denials and revocations of 501(c)(3) tax-exempt status to credit counseling agencies, the non-profit elements of state law, the development of for-profit agencies and the business models that will be required to stay in business.The future of tax-exempt status for credit counseling agencies is the most important issue facing the industry. Given the on-going wave of denials of 501(c)(3) tax-exempt status to credit counseling agencies by the IRS and the its recent announcement that it intends to revoke the status of 20 credit counseling agencies representing half the entire industry by revenue, this may be one of the most important presentations available for credit counseling, said Mark Guimond, Executive Director of the American Association of Debt Management Organizations (AADMO), the trade association for the credit counseling...
The Future of Tax-Exempt Credit Counseling is Featured Topic at Industry Conference
Tax Time Uncovers Investor Abuse
Tax time brings out the fraud. Whether discovered by preparers or the taxpayer, individual investors who may have been abused by their stockbroker or firm typically find out now, when they are preparing tax filings, that they may have been burned in the prior year. Why? Monthly and year end statements are being reviewed. The investor or preparer may see securities never authorized, a pattern of active buying/selling that was not discussed or that was not consistent with goals and objectives. A concentration in one stock or sector may appear where it did not before.
So, it is now, at this time of year, that potential victims of Wall Street learn or suspect that they may have been abused.What to do? That's the big question. It is the story not often told. The true story of something great for burned Main Streeters: Securities arbitration. With it, investors can take their grievances before a panel who will determine if their claim is valid and to what extent Wall Street should recompense...
Tax Time Uncovers Investor Abuse
D&T Hosts Special Workshop on Goods and Services Tax
Deloitte & Touch will soon be hosting a workshop on Goods and Services Tax (GST). The GST collection accounts for almost one-fifth of the entire tax collection of the Inland Revenue Authority of Singapore (IRAS), which amounts to US$ 3.4 billion (This data is supported by the IRAS Annual Report for the financial year 2004-2005). Hence, the IRAS attaches a great deal of importance to GST and its registered collectors.
The said workshop is a one-day event and will be held on the 20th of July 2006 between 9:00 in the morning and 5:00 in the evening. It will be held at the Grand Plaza Parkroyal Hotel on 10 Coleman Street in Singapore.
GST has had a life of more than 10 years in Singapore but there are still some GST collectors who have to pay penalties to the IRAS for miscalculation of taxes in the form of less output tax or more input tax. The aforementioned IRAS Annual Report also shows that the GST and the amassed penalty amounts to S$ 117...
Incorporate LLC
LLC (limited liability company) provides the benefits of liability protection and pass through taxation features of sole proprietorship or partnership. Many small business owners prefer this form of corporation as it provides greater flexibility in management. The general characteristics of LLC's are limited duration of existence, no double taxation and member or owner managed business.
LLC's can be incorporated by filing with the state authorities. The general procedure is that of incorporating a corporation. The advantages over a corporation are that there is no need to get the consent of shareholders, no need to issue shares and no need for the board of directors.
When selecting the name of the business, it should end with LLC. Since the existence of LLC is limited, the duration has to be mentioned. Since LLC's are run by member-owners, they have their own operating agreement. Once these are decided, the LLC can be incorporated by filing with the state authorities.
Tax help > Incorporate LLC
The guide in Investing in real estate
As you may know some of the world's richest people have made their fortunes by investing in real estate. For a lot of people investing in real estate is a dream. This article is meant to help those who dream of the good life brought through investing in real estate. I have to say from the start that it take a lot of time and work to be successful as a Real Estate investor, then before investing in real estate you most ask yourself :are you a long or short term investor? you should thing if you want to buy a property repair it make it more valuable and sell it or if you want to keep the property, rent it, and go for the long term investment potential?
Going for the short term investing then know that investing in real estate like this is a great way to make profit just because the numbers are so high. For example if you buy a 100$ bottle of wine and resell it for 125$ you made 25$ but if you buy a property with 30.000$ in need of repair, then fix it with 7.000%...